从美国两百年债务与GDP比值（红色曲线）的统计图能直观看出，每一次债务峰值都对应大规模战争，进入法币时代后债务再也没能回落到战前水平。图片来自《The Next Generation of Austrian Economics Essays in Honor of Joseph T. Salerno》
Ultimately, BofA is not predicting the overnight disappearance of the human insurance agent, nor is it suggesting that massive corporations like Coca-Cola will suddenly buy complex insurance policies from a chatbot. However, BofA warns that an agency business currently perceived as having 3% to 7% organic revenue growth could see that slip to 1% to 5% in the face of disruptive technology. BofA concludes that with 10% to 20% of current business potentially facing disintermediation, the industry’s premium valuations leave very little room for error.
，这一点在WPS官方版本下载中也有详细论述
There was also a period when the project moved to The Elder Scrolls IV: Oblivion’s construction set. “Maybe even a majority of the project jumped onto the [Oblivion] engine to start building out Hammerfell,” said Sultan of Rum. “So for a long time—four years—the sort of focus point of Tamriel Rebuilt was on Oblivion and on the province of Hammerfell, not on the Morrowind part, which of course was the successful one.”，详情可参考搜狗输入法
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